100Lenders.com Reviews: Compare Top Lenders of 2024

By John V

January 12, 2024   •   Fact checked by Dumb Little Man

Finding the loans from a wide network instead of a single lender is now on-trend, which shows new possibilities in the lending market. This allows borrowers to compare the loan offers and keep the best one based on their financial needs.

100Lenders is a popular name registered as an online lending marketplace to offer personal loans. If you are about to loan for yourself, keep reading to verify if 100Lenders meet your financial needs.

Overview: 100Lenders Review

LenderBest ForFee & CreditMore Details
100lenders logo

Best For Fast Funding and Application Process

APR: 5.99% - 35.99% • Loan Amount: $100 to $40,000 

What are 100Lenders Loans?

100lenders review

100Lenders Loans are loans offered in a wide range from the majority of lenders in the network of 100Lenders. 100Lenders is a US-based online lenders alliance that connects lenders and borrowers from multiple states across the country.

100Lenders Loans offer the loan amount anywhere between $100 and $40,000 on the agreement between lenders and borrowers. It has only a few requirements so borrowers can easily qualify for the loan.

What are the Types of  Loans Offered by 100Lenders Loans?

100lenders review

100Lenders offers personal loans for various personal expenses that need small capital for example paying off credit cards and financing home repairs. It allows the borrowers to request the loan amount ranging from $100 to $40,000.

The borrowers can repay the loan in monthly or bi-monthly installments over an extended period of time. 100Lenders loan is fast and secure to apply and receive and people with bad credit also can qualify it.

100Lenders loan can be an alternative to bank loans or high-interest credit cards, including online request forms and no-hassle automated repayment.

How do 100Lenders Loans work?

Getting a loan from 100Lenders is easy for everyone. They have highlighted their tagline “Request a loan in under 2 minutes!”

To start, you need to fill out a short online form that needs only a few minutes. Once you submit your loan information and your profile, 100Lenders pass the details across all lenders in the network.

The lenders will review your profile and loan request and send you an offer with some loan terms. This way, you can collect multiple offers and compare and choose the best one that suits your requirements.

When you e-sign the agreement sent from lending partners, the fund proceeds the next day. Once you receive the fund, you are free to use it anywhere and you can repay on the agreed terms.

Click Here to Get Started With 100Lenders.

What are the Features of 100Lenders Loans?

100lenders review

100Lenders Loans supports people in their financial crisis. Following will be some highlights from this loan.

Fast Loan Decisions

Once you submit your loan applications, you will receive the result quickly so you needn’t wander everywhere for the loan. This way, it will save your time and effort.

24/7 Loan Request

100Lenders is available 24/7 so you can request your loan anytime. It can help people who can not manage their schedule in the daytime.

Loan for All Credit Score

100Lenders loans allow all groups of credit to qualify. So, people with bad credit history need not worry about the credit check. They also can leverage 100Lenders to find personal loans for them.

Multiple Offers

Unlike a single lender, 100Lenders has a wide network of lenders who send you multiple loan offers. You can leverage it to find maximum advantages after comparing and selecting the offer that suits your need.

Sufficient Loan Amount

The platform has a sufficient amount for a personal loan. You can take as little as $100 and as large as $40,000 for your spendings. So, you can leverage little as well as large capital at

100Lenders Loans Requirement?

100lenders review

100Lenders Loans has only a few requirements. If you want to qualify for the loan, the following will be essential to show.

  • 18 years of age
  • US citizenship or residency
  • Income at least $1,000
  • Phone number and email address
  • Checking or savings account

How to Apply for 100Lenders Loans?

If you are above 18, you can apply for 100Lenders Loans through the following steps.

Step 1: Submit the Request

You need to visit 100lenders.com and fill out the required details. This will need your personal details, bank details, and financial information. The process does not take time more than 2 minutes.

Step 2: Compare the Offers

Once you submit your loan request, you will receive multiple offers from the available lenders in the network. You can compare and then continue your further application process after selecting a suitable offer.

Step 3: Receive the Fund

If you feel the loan offer and terms are comfortable, you can e-sign the agreement sent from lenders. Then, you can receive the fund as soon as the next day.

How much do 100Lenders Loans Cost?

100Lenders is not a lender itself so it can not decide what APR and fee of the loan would be. So, 100Lenders Loans cost depends on the agreement you have signed with the lenders from the network.

Each lender has their own preference regarding the loan terms but they also need to adhere to some standards while deciding. The loan amount, state law, credit history, and employment history are some factors that help lenders determine the loan terms.

Click Here to Get Started With 100Lenders.

Who is 100Lenders Loans Best For?

100Lenders Loans aims to provide personal loans to all groups of borrowers who need loan amounts ranging from $100 and $40,000. This way, 100Lenders Loans can cover the expenses from grocery bills to buying flats or cars.

Borrowers who want to decide the loan from multiple offers can use 100Lenders Loans. Besides, people who prefer online loan shopping and payment can leverage these personal loans greatly.

100Lenders Loans Pros and Cons


Multiple offers: 100Lenders as a lending platform allows multiple offers to compare for borrowers. Even a single application can collect many 100Lenders Loan offers from the lenders.

Easy to qualify: 100Lenders Loans have only a few requirements to qualify. People with poor credit history can also leverage this personal loan.

24/7 Loan Request: US citizens can apply for the loan any time they like. This online platform supports 24/7 loan services. People who lack free moments in the daytime can greatly leverage this service.


Not a direct lender: 100Lenders does not represent the direct lenders but it only provides a space where borrowers and lenders can meet. Because of this, it has no control over loan terms including interest rates, fees, and other charges.

Not for military personnel: 100Lenders loans do not consider the applications from military officers so they need to find other lenders. According to the policy, 100Lenders has no loan services for military officers or soldiers.

Unavailable in some states: 100Lenders loans are not available in some US states such as New Hampshire, Connecticut, Vermont, and Washington. If you are from these mentioned states, you need to find other lenders for you.

100Lenders Loans Compare to other Lenders

LenderEst. APRLoan AmountLoan TermMin. Credit Score
100Lenders5.99% - 35.99% $100 to $40,000Depends on the LendersNot Specified
BadCreditLoans.com5.99% - 35.99%$500 - $10,0003 months to 7 yrsNot specified
Citrus LoansDepends on Lender$500 - $2,500up to 5 yearsNot Specified
ZocaLoans7.95%$200 - $15006 - 12 monthsNot specified

Click Here to Get Started With 100Lenders.

100Lenders Loans vs. Bad Credit Loans.com

100Lenders Loans and Bad Credit Loans.com are online lending platforms that connect lenders and borrowers from multiple US states. So, borrowers can leverage both platforms for multiple loan offers.

However, Bad Credit Loans.com has several loan types including Personal Loans, Credit Cards, Business Loans, and Student Loans. It offers loans ranging from $500 to $10,000 which can solve only small financial needs.

Unlike Bad Credit Loans.com, 100Lenders offers as little as $100 and as big as $40,000 so it can solve the small and big financial crises.

>> Full Article Review: BadCreditLoans.com Reviews • Personal Loan For Low-Credit

100Lenders Loans vs. Citrus

Citrus also performs as a network organizer like 100Lenders. This UK-based online lending platform offers personal loans, unsecured loans, and long-term loans. The borrowers can apply for up to £25,000 for the period ranging from 1 to 5 years.

Like 100Lenders, Citrus has also has not disclosed the loan cost. Besides, they have also left the borrowers doubtful about the minimum loan amount.

Unlike Citrus, 100Lenders loans have a quick and easy application process. Also, the borrowers can receive the fund as soon as the next business day in your bank account.

>> Full Article Review: Citrus Loans Reviews: Compare Top Lenders of 2024

100Lenders Loans vs. ZocaLoans

ZocaLoans is a tribal lender that offers personal loans ranging from $200 to $1500 for small personal expenses. Though it is easy to qualify like 100Lender, it remains expensive at cost.

Also, ZocaLoans will not be sufficient for big-budget personal loans. People can leverage only small capital for their unexpected expenses.

Unlike ZocaLoans, 100Lender provides a loan matching service and offers little as well as big-budget loans for personal expenses. So, people need not wander for separate small and big budget loans.

>> Full Article Review: ZocaLoans Review: Compare Top Lenders of 2024



Final Verdict

100Lenders is a US-based online lending platform that connects lenders and borrowers for personal loans. It is easy and quick to qualify for 100Lenders loans as there have no unnecessary application requirements.

People who need the loan anywhere between $100 and $40,000 can leverage 100Lenders loans. If you are from the US and want to decide on a loan from multiple offers, you can use 100Lenders loans.

100Lenders Loans FAQs

Is 100Lenders legit?

Yes. 100Lenders as a financial institution is proud of solving over 741,000 consumers’ requests. It has its office location at 6709 W. 199th Street #338, Overland Park, Kansas 66209.

Are 100Lenders Loans safe?

Thousands of consumer reviews show that 100Lenders Loans is active and helpful. There are also fake reviews to destroy the company’s reputation so one should follow genuine reviews.

Where are 100Lenders Loans available?

100Lenders Loans is available in several states besides New Hampshire, Connecticut, Vermont, and Washington. If you belong to these places, you need to find some other lenders for your personal loans.

Click Here to Get Started With 100Lenders.

John V

John is a digital marketing master's student who enjoys writing articles on business, finance, health, and relationships in his free time. His diverse interests and ability to convey complex ideas in a clear, engaging manner make him a valuable contributor to these fields.

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