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Should I Get a Loan? : Ask Yourself These Questions

Getting a loan is serious business. Nearly everything in life requires a financial backing to make a large purchase unless you have plenty of money. A loan will allow you to build a new home, buy a car or build a building that will benefit hundreds of people. Before jumping out there and going into debt, you need to ask yourself a few questions. Making sure you can take on a loan is just as important as the approval. Can My Income Justify This Loan? The debt to ratio may seem okay on paper, but you know your financial situation way better than the banks. See, they don’t factor in all the extra costs like your dry cleaning and your home’s utility bills. After you […]

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5 Keys to Getting More Clients Through Video Marketing

So you want to get more out of your video marketing tools? It’s possible, if you do it right. Follow the five steps here to ramp up productivity from your marketing videos today. KEY #1: Use the right kind of title. When your ideal clients see the title of your video in their search results or “related video” sidebar, they should instantly think, “I have that problem!”, “I want that solution!” or “I’ve been looking for the answer to that question!” So choose a title that mentions a problem they know they have, or offers a benefit they desire, or provokes curiosity while still telling them what the video is about. When you’re creating your title, keep it simple, and try to use the same […]

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Tips and Tricks for Buying Happiness

How to Buy Happiness There are some things that I have purchased over my lifetime that have undeniably broken the rule that money can’t buy happiness. I can directly point to several things; my winter coat, my skis, and an old t-shirt, from which I get a real sense of happiness. Every time I pick up one of these things I am pleased that I own it, and even in the case of things I don’t have anymore I feel happiness just remembering them. The problem is that these happy feelings get us confused. We want that feeling all the time, but we aren’t quite sure what exact qualities those things have that make them different from the stacks of other things we own. We […]

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5 Gift Ideas for your Girlfriend that will thoroughly concrete your affection in 2016

Gifting or giving never goes out of fashion. Gifting is best done without a season, occasion or reason—especially when it is for your girlfriend. So, 2016 is nearly one-quarter overwith and you still haven’t made it to the next level with your girlfriend? Still wondering how to go about making that lasting impression and getting her to say those magic words? Then I might have some handy tips for you. Girlfriends, or rather all girls, can be incredibly difficult to shop for. So what do you do when you have to choose that perfect gift for your other half? Simple! You go ahead with a plan—with a clear strategy. Lucky for you, I’m here to help. While I list some handy gift ideas to impress […]

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How to Live a Frugal Life and Get Rich

Let’s face it, we’ve been breaking our backs at work every day just so that we can afford a good lifestyle and fulfill the needs of our families. However, the cost of living isn’t going to lower any time soon, so we might as well start thinking about how we’re going to save more of our hard-earned money without missing out on having fun. As an increased number of people are making thriftiness a way of life and bidding goodbye to their old consumerist selves, frugality is turning out to be the new normal. While some may be of the opinion that one can always take out a personal loan in case they run out of cash, we recommend that it is best to handle […]

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How to Negotiate a Higher Salary (Even if you Feel Uncomfortable)

If you want to be financially savvy, you can’t just rely on saving. There’s a finite amount of money that you can save from every paycheck. Soon enough, you need to be thinking about ways to get paid more. Do you know anyone who is a master of negotiating their salary? Maybe not, but I bet you do know at least a couple of shy, awkward people who would rather swallow a whole stick of butter than ask to get paid what they’re worth. The truth is, everyone is terrible at negotiation. So the good news is: if you negotiate your salary decently, you will probably get that raise. Note that salary negotiation is not something that people are born with – it can be […]

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5 Simple Ways to Transform a Blog to a Money Making Machine

Whether you are a fresh graduate who is looking for a good opportunity, or a professional who is tired of working like a slave, you can always use blog as a money-making machine. In this competitive world, finding a suitable job is no more of an easy task. A candidate has to spend a lot of time and effort to get a reasonable job that only offers a limited amount of money. Whereas, blogging is an incredibly growing industry that allows everyone to give their best shot and maximizes the chances of earning millions of dollars in a month. Sounds cool, right? So, why not adopt blogging as an ultimate source of generating income? People like Neil Patel and Darren Rowse have made an strong […]

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20-Something and Still Not a Millionaire? Here’s what We Could Do

I am in my 20’s, and I am not a millionaire. Far from it. I have a job that I love and bills to pay, with enough left over to have a social life and indulge in some luxuries. At some point, my student loans will be paid off – big automatic pay raise! Often, though, I do daydream about what it would be like to be a millionaire. I imagine lots of travel, a vacation home, and doing some real good for others. Then I think about how I could make a million. There are some options, some of them maybe not too far-fetched. See what you think. Invest This is not an exciting path and it will take a tremendous amount of discipline. […]

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Check Out The Top 10 Garage Door Trends For 2016

Nothing says “Welcome Home” like a garage door that beautifully extends your home’s personality. And nothing says jewels of the neighborhood like the trendiest garage door that boosts curb appeal as well as makes a good impression on guests. Your garage door takes up almost 40% of the exterior space of your home and it is often covered by a garage bay; thus, it deserves some attention. As 2015 ducks out of sight, we are looking forward to seeing more curb appeal garage door advancements of 2016. If you are looking for a new garage door, 2016 is the year to upgrade—especially with the most advanced technology, safety features and improved styles. So, let’s have a look what you have to look forward to: 1. […]

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Comparing Costs: Should You Buy or Lease a Car?

Comparing Costs: Should You Buy or Lease a Car? Are you looking for a new car and not sure which route to take? Before I was actually faced with the issue of purchasing a car about a year ago, I never even considered leasing. However, it can be a really great option if you are looking for the luxuries of a new car without the high monthly payments. Take a look below at some of the advantages and disadvantages of both leasing a car and purchasing a car. Edmunds.com has two great tools to help you see exactly how car buying stacks up against leasing. Check out the Auto Loan and Auto Lease calculators. These are both great estimating tools to assist with making the […]

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