Money-Saving Hacks for Busy People

By Carol Soriano

April 3, 2018   •   Fact checked by Dumb Little Man

As a busy person, you know how hard it is to find time to plan your finances, calculate your expenses, and review your budget. Just when you think you finally found the time to sit down and balance your books, an important event or errand comes up.

Fortunately, there are money-saving hacks you can use to make sure you get to keep extra money for future use. The following are some of the best tips you can try.

Stop Spending Impulsively

You’re working hard all week, hustling from one task to another. You’re tired, stressed out, and you just want to pull your hair out from all the work you’re doing. Finally, you find a weekend just to yourself.

You travel, shop, and indulge in leisurely activities to get the week’s stress out of your system. That’s a healthy way of coping with stress. However, that doesn’t mean that you should do it every weekend.

Try to plan relaxing vacations and budget them accordingly. Avoid shopping impulsively when you finally step foot in the mall.

Create a Shopping List

shopping list

Because of your schedule, the only time you probably get to step foot in the mall is during the weekends. So, you try to shop for everything you think you and your family need.

Instead of grabbing every essential item you see, make a shopping list. This way, you can stay on track and purchase only the things you really need. You won’t end up storing most of your unused purchases at the back of your closet.

Plus, there’s nothing worse than going to the store to buy something important only to find out that you forgot what you came for.

Buy in Bulk

When you buy individual items, you’re also paying for their individual packaging.

Think of all the money you’ll save when you buy bigger bottles or packs. You also get to help the environment by reducing plastic waste. Plus, it’ll save you some time, too.

Sign Up for Cashback Websites

You’d be surprised by how much you can save when you buy through cashback websites. Yes, you may need to click a few more links to do it but the few extra minutes you spend to get rebates when you shop online or book vacations will all be worth it!

Use Credit Cards Wisely

use credit card wisely

If you own several credit cards, make sure to use them wisely.

There are credit cards that offer rewards points when used for groceries, fuel, and shopping. Some cards let you earn points when you use them when traveling while other cards offer cashback points for any purchase.

Find out the rewards and promos offered by each of your credit cards so you’ll know how and when to use them.

Of course, that doesn’t mean that you can buy everything you want. Swiping your card may sometimes feel like you’re not spending real money which encourages you to just keep swiping. When your credit card bill comes, you’ll be surprised by how large your small purchases amounted to.

See Also: 9 Valuable Credit Card Perks

Sell Old Valuables

If you have tons of old but usable items at home, it’s probably the right time to sell them. You can take them to a pawn site or sell them in your garage during your free time.

Although this will take a big chunk of your time, letting go of old items will give you extra space around your home. It will help you feel more at ease and relaxed when you come home after a long day at work.

Use Vouchers and Coupons

When you’re handed a coupon or sent a promo code through email, don’t just throw them out or delete them. As a busy person, you can save a lot of time by shopping online and using those discount coupons and promo codes.

Going through discount sites and outlet stores just to compare prices can take time. However, considering the amount of money you’ll be able to save, it’ll definitely be worth it.

Carol Soriano

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