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5 POWERFUL HACKS TO HELP YOU SIMPLIFY YOUR BUDGET

“Make a budget” is one of the most often repeated personal finance tips but, just like “eat more greens”, very few of us actually follow it even though we know it’s good for us. The reason, of course, is that unless you’re someone who gets an adrenaline shot from juggling numbers, odds are that even the thought of sitting down and writing down a monthly budget is giving you a panic attack. I know, because I’ve been where you are. Even worse, when you do write that budget, and stick it to the fridge (or whatever the digital equivalent of that may be), it’s still an extremely tough challenge to stick with it. Budgeting may be hard, but living within it is even harder. Luckily, […]

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Do These 5 Things To Wake Up Energized (And Productive) Every Day

Picture this: you open your eyes as you wake up to a sunrise. Without a moment’s delay, you get out of bed and stretch. It’s an exciting day ahead and you can’t wait to get started. You quickly get changed into your gym clothes and head outside for a nice jog in the quiet, peaceful morning. When you get home, you take a shower and come out refreshed. By the time you finish eating breakfast, it’s still early outside. Yet you feel energized and fully awake, ready to take on the day. I used to think that waking up early naturally was for the lucky. I was simply a night owl, and early mornings were a painful thing. But after I tried a few different […]

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3 Simple Ways to Trim Your Monthly Expenses Without Being Miserable

Have you added up all of your monthly expenses lately, or are you too afraid to look? By the time you account for things like rent/mortgage, utilities, cable and internet, groceries, gas, car insurance, health insurance, daycare, lawn care, and car payments, what’s actually left of your paycheck? The answer for many people is very little. But what if we could tell you that it’s possible to reduce your monthly expenses without completely compromising your lifestyle? That’s right – there are ways to save hundreds of dollars each month without living off ramen noodles. Let’s take a look! 1. Stop Eating Out The quickest solution to cutting monthly expenses is to stop eating out and start cooking your own meals. Sure, it takes more time, […]

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6 Tips to Telling Someone, “I’m Not Interested”

Someone at work have a crush on you? A friend of a friend who keeps asking you out? Or maybe someone you have seen a few times and you just do not see a relationship happening? It can be really hard to tell someone we just are not interested. Few of us enjoy hurting someone’s feelings – and we all know what being shot down feels like. So here are 6 tips on how to effectively tell another person you are not interested and minimize the sting at the same time: • Be Honest. It is absolutely necessary to be honest. Being honest does not mean giving a laundry list of their faults or being cruel. And although it is tempting, avoid saying things like, […]

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4 Tricks To Turn Your Buyers Into Loyal Customers

One of the best business advices I have ever got was this – “do not plan your business strategy around getting new customers. Instead, plan it around getting repeat orders”. It’s a very simple change in thought process, but can bring about drastically different results in terms of business outcome. Here is how you do it. Offer Random Freebies To Customers : I am in the carpet cleaning business and in my industry, it is not uncommon for business owners to provide free notepads, calendars and pens to customers. However, most times, this is done as a concerted effort – either during a seasonal holiday (like New Year) or as a mandated gift at the end of a transaction. Customers like this, but this is […]

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Six Proven Secrets To Turn An Angry Customer To A Most Loyal One

  I saw a sign in front of a business centre one day that read, “Dissatisfied with our service? Please let us know. Satisfied with our service? Kindly tell others”. That got me thinking. Different customers have different ways of reacting when they are unsatisfied with your business. Some will walk away without saying a word, and will never return. Some on the other hand will tell you what’s wrong, but will do so nicely. However, there are equally the irate customers. They are unsatisfied about a product or service too. However, they won’t mind creating a scene so far as they vent their anger. Most times, their concerns are genuine. But even when they are not, they still need an outlet for their anger. […]

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How To Live An Uncomplicated Life

If we delve deeper into what everyone wants from life, we all get one answer at the very root of it: peace. We either want to live an easy-going, tranquil life, or we want to live an action-packed, fun-filled life to realize our dreams and attain inner peace. However, we all seem to live for the future instead of living in the present. Think about it: if you don’t enjoy this very breath, you can’t enjoy the future either, as there is no certainty in life. Any moment can be our last, so why can’t we all try to live a fuller, more meaningful life as it happens? Here’s how you start living a life unfettered by complications: 1. Stop over-analyzing: We have a tendency […]

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Don’t Quite Your Day Job – 6 Tips to Launching a Startup

The essential guideline to holding down a day job while successfully building your own startup business is to remember the simple fact, that it’s your day job that is currently keeping you afloat not holding you back. The fear of the unknown is very real, but at the same time very liberating and exciting. Here are six tips to help you juggle launching a startup while still keeping your day job. 1. View your day job differently The salary you earn at your day job, is more than likely the revenue that is funding your startup. Many future entrepreneurs grapple with the risk of leaving a stable job and monthly income with a new and unpredictable project. By keeping your day job through the initial […]

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How To Fight Depression: The Ultimate Guide

Depression is a weight you carry with you- no matter where you go or what you do. It kills your passion, inspiration, and enjoyment in life, leaving you with only your self defeating thoughts. It can be both humbling and scary to learn just how easily your own mind can work against you. If you have depression, and you aren’t actively seeking ways to put it in the past, you are a fool. I know you probably think that this is your burden to bear, but it isn’t so. You absolutely can fight and even beat depression by arming yourself with the right knowledge and tools to get the job down. Now depression is not a simple disorder; it has many potential root causes and […]

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Why You Should Consider Enhancing Your Persuasive Powers & How to Do it Effectively

This article will not make you a master salesman and top influencer, but it will certainly provide you with some great insights which in turn will enhance your persuasive abilities and skills. How Can You Enhance Your Persuasion Power? Are you a person with lots of persuasion power or do other people make you do their bidding? Are you the one who makes things happen or do you work for other people’s interests and goals? Are you the “seller” or the “buyer” in life? (This doesn’t refer only to “traditional” commerce – you can “buy” and “sell” ideas, thoughts, emotions…) Regardless if you want to improve your personal or professional life – effective persuasive skills are the way to go! Let’s begin… A Warning at […]

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