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The Only Habit You Need to Accomplish All Your Goals for 2015

We all know the disappointment of unachieved goals. With each new year, we set a number of goals to make this year the best, only to forget what goals we’ve set come December. For many of us, the story of passionate goal-setting followed by disappointing results is one we’re all too familiar with. But what if this cycle could end? It’s now December—a time to reflect on how far we’ve come this year, and also pause to plot the path forward. As soon as December hit this year, I began charting my goals and what I wanted to achieve for 2015. But soon, the frustration and hopelessness of not reaching my other past goals overwhelmed me like a wave. I wanted to end the cycle […]

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What to Do When There Are Too Many Things to Get Done

You know that feeling of having way too many things to do. When you don’t feel like starting to work on them any time soon, and just the thought of all the tasks, projects, housework, school assignments, or else, is overwhelming you. Most of us do know how this situation looks like. And those who don’t are either the most organized people in the world, or have some secret strategies for doing a lot of work in no time and not feeling stressed. Or have just followed some or all of the simple tips I’m offering you here that may put your to-do list in order and make things manageable. 1. Eliminate some of the tasks Not everything you think you need to do is […]

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Feeling Like Your Financial Adviser Doesn’t Care? Here’s 7 Tips to Get Them Listening

I was talking to a friend recently and she was telling me that her adviser was condescending, spoke with too much jargon, and didn’t appear interested in her concerns. In fact, he became irritated whenever she wanted to discuss them. She went on to say that the only time he called was to sell her something. When I tried to probe a bit and asked her why she simply didn’t find someone else, she admitted that he was her late husband’s adviser and she lacked the courage to make a change. Now granted, this is an extreme case. I literally have spoken to thousands of advisers during my career, and most went into this profession for all the right reasons. Still, like any profession, there […]

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3 Habits Surprisingly Killing Your Productivity

Yesterday about 6:30 p.m. a gaping sense of panic set in. Did I send that article? Wait, did I finish that article? Hey, did I eat today? Why are the lights off? Did everyone leave? How did this happen to me, again? I was content with my accomplishments that day, never leaving my workstation. At one point, I responded to twenty emails, while answering the phone. In addition, I scheduled five meetings, created a beautiful report with splashy graphics and squeezed in assisting a teammate. Turns out my leg muscles were cramped, two of those meetings were scheduled at the same time and a bewildered client called to inquire why I emailed her regarding my cat, Mr. Whiskers. By the way, I missed the crucial […]

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Why Simple Living is the key to Finding your Life Purpose

I am meandering in an old town following the road that will take me to my ultimate destination: Home. I know the road although I have never walked its full length before. As I stroll along the road I pass through an open market with stalls put up on the sides of the road but also along side streets and alley ways intersecting with it. The stalls are many and the merchants try to sell me all sorts of things and stuff while giving me tantalizing reasons of why I need that stuff, how it will make my life better and ultimately lead me to inner satisfaction.  Everyone is buying. It is the norm around here. So I give in to buying this one thing […]

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Get After It…Now!

  “People are strange: They are constantly angered by trivial things, but on a major matter like totally wasting their lives, they hardly seem to notice.” – Charles Bukowski Yes, people are strange. You, me, and everyone else – we’re all guilty of wasting our lives. We sweat the small stuff while losing sight of our dreams. If you’re lucky, you’ll realize this before it’s too late and not have to spend those final moments wondering “if only?” I can’t think of anything that fills me with such dread. Me? I’m dreaming of enjoying a passive income from the vista of a tropical beach; in one hand a great book, in the other, strong local rum. I’ll buy a pet monkey and slurp spicy noodles […]

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Eat Amazing (and Healthy) for $50/Month

I changed my nutrition lifestyle to one that contains significant amounts of both meat and vegetables a few months ago. I was shocked when my grocery bill for the month went down and I could get by on 30$ and sometimes 50$ a month. $50 a month is obviously minimalist grocery – it is not for the faint of heart and those who don’t want to live the bare minimum. My grocery spending decreasing so dramatically took me by surprise because the research I’ve done warned me eating healthy would be expensive. This is what I told myself and held as my belief system for years. When people asked why I wasn’t eating healthy I would quote, “The government makes it very expensive to eat […]

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Win The Life Insurance Game: Do These 4 Things Before Getting Your Physical

As if acquiring life insurance wasn’t hectic enough, did you know that you might be required to get a physical exam? A licensed phlebotomist, nurse, or medical doctor will check your vitals: blood, urine, blood pressure, height, and weight. The insurance provider will then use this information to determine whether it wants to insure you and what health class you fit into, which affects your policy’s price. With the physical’s results in hand, an insurance company can get a detailed snapshot of your health. But don’t worry; companies aren’t necessarily interested in one bad reading — it’s the overall picture that counts. For example, while slightly elevated liver enzymes don’t automatically mean you’ll get declined, very elevated levels could. Similarly, blood sugar levels indicating Type […]

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3 Improv Comedy Tricks To Supercharge Your Social Life

Picture this: You’re standing on stage in front of thousands of people. You have no script, no props, no set design, no director telling you what to do or how to do it, not even a story you’re supposed to tell. It’s just you, your scene partner, and maybe a couple of chairs. The two of you have to create the script, props, set design, direction, story, AND make everyone in the audience laugh their asses off. Welcome to the world of improv comedy. Improv is scary, but it’s also exhilarating. Kinda like meeting new people, right? Well, in case you aren’t the best socializer or networker in the world, here’s 3 neat tricks you can use to boost your social capital, brought to you […]

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Feel Less Awkward With This Simple Technique

We’ve all had that moment when we just don’t know what to say. That lull in conversation coupled with an awkward silence can make anyone feel uncomfortable. One of my most prominent memories in awkward conversation is what I call, the curse of the empty drink. I’d be at a bar with an empty drink in hand, and when I didn’t know what to say or thought I sounded lame, I would take another sip of my empty drink. I still cringe whenever I hear someone slurping their drink. It would have been easier to just go get another drink, but I felt like I was doing something in that moment other than saying nothing, noticing my heart rate going up, feeling my palms sweat, […]

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